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Special Fiancing on Select Oak Grove Homes

September 19, 2009

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NOW OFFERING SPECIAL FIANCING Through Quantum National Bank Select Homes In Oak Grove 1.99% (2.52% APR) 35 Months 3.49% (3.82% APR) 60 Months 4.25% (4.51% APR) 84 Months 10% down payment No PMI

Rates apply only to select homes in Oak Grove. Loan rates are effective as of 7/13/09 and are subject to change. Actual APR may be impacted by fees, rates, loan amounts and terms. Credit qualifications may differ and a higher rate may apply. Flood insurance, title insurance and external appraisal, if required, are the responsibility of the borrower. Limited time offer that may be withdrawn or changed at any time without prior notice. Certain restrictions may apply. All offerings subject to errors, omissions, prior sale, change or withdrawal without notice. Advertised rates are for purchase loans only. Subject to underwriting approval. Not all applicants will be approved. Full documentation and property insurance required. Loans secured by liens against your property. For example, as of 7/13/09, a $100,000 loan amount financed at 1.99% interest (2.52% APR) for 30 years would result in a payment and interest of $369.12 for the first 35 months and may vary with the rate for the remaining 325 months, a $100,000 loan amount financed at 3.49% interest (3.82% APR) for 30 years would result in a payment and interest of $448.49 for the first 60 months and may vary with the rate for the remaining300 months, a $100,000 loan amount financed at 4.25% interest (4.51% APR) for 30years would result in a payment and interest of $491.94 for the first 84 months and may vary with the rate for the remaining 276 months. Escrow account for property taxes and insurance is not required.

For closings within 30 days of binding contract

LIMITED TIME OFFER Call Lisa Teall 706-424-3904 Coldwell Banker Upchurch Realty 706-543-4000